Terms & Conditions

1. Introduction

Welcome to Now Insurance Agency. By accessing and using our website [www.insurekenya.com] (hereinafter referred to as "the Site"), you agree to comply with the following terms and conditions. Please read them carefully as they govern your use of our services and the Site.

2. Website Ownership

The Site is owned and operated by Now Insurance Agency, a registered entity under the laws of Kenya. All content, features, and services available on the Site are the exclusive property of Now Insurance Agency.

3. Use of the Site

3.1. You agree to use the Site in a lawful manner and in compliance with all applicable laws and regulations.
3.2. You agree not to engage in any activities that could harm the Site, its content, or its users, including but not limited to unauthorized access, data breaches, or the distribution of malicious software.

4. Intellectual Property

4.1. All content on the Site, including text, images, graphics, logos, and software, is protected by copyright, trademark, and other intellectual property laws.
4.2. You may not reproduce, distribute, modify, or otherwise use any content from the Site without prior written consent from Now Insurance Agency.

5. Disclaimers

5.1. The content on the Site is provided for informational purposes only. Now Insurance Agency makes no warranties, express or implied, regarding the accuracy or completeness of the content.
5.2. Now Insurance Agency disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

6. Limitation of Liability

6.1. Now Insurance Agency shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or related to your use of the Site.
6.2. In no event shall Now Insurance Agency's total liability exceed the amount you have paid, if any, for accessing the Site.

7. Payment Terms

7.1. Accepted Payment Methods
Premium payments should be made directly to the service carriers using accepted methods such as cheque, mobile money, bank transfers, and deposits. We do not process any payments on their behalf.

7.2. Payment Instructions
Upon purchasing an insurance product, detailed payment instructions will be provided by the respective service carrier. It is essential to follow these instructions carefully.

8. External Links

The Site may contain links to third-party websites. Now Insurance Agency is not responsible for the content or privacy practices of these external sites. Links to third-party websites are provided for convenience and do not constitute an endorsement by Now Insurance Agency.

9. Changes to Terms and Conditions

Now Insurance Agency reserves the right to update or modify these terms and conditions at any time without prior notice. Any changes will be effective immediately upon posting on the Site. It is your responsibility to review these terms periodically.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Kenya. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

11. Contact Information

If you have any questions or concerns regarding these terms and conditions, please contact us at:

Now Insurance Agency
Mumbi House, Kasarani, Nairobi
P.O. Box 60653 – 00200, Nairobi
Telephone: +254-722-111-760
Email: info@insurekenya.co.ke
Website: https://insurekenya.com

By using our Site and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.